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  1. Inflation Versus Interest Rates

    I think the younger generation feels the same way. They watched their parents give up their lives because it was never enough and the older crowd can't wrap their heads around the kids not wanting to grind away, like they did, for virtually nothing. All you end up with are things and once that...
  2. Importing Vinyl From China

    try substance, reasonable prices, decent material and made in the USA. You're not gonna save anything going to china
  3. Inflation Versus Interest Rates

    It's all relative and is not a political stat. Most of you people didn't even know what inflation was 5 years ago. Now every idiot throws the term around because they're lonely without politics in their life and something to be angry about. It's old.
  4. Inflation Versus Interest Rates

    Won't be long before mortgages are 40-50 years and your kids get to inherit your debt instead of your assets.
  5. Inflation Versus Interest Rates

    You can get high yield savings around 2.5% now and CD rates are 4-4.25% IIRC, even on short terms.
  6. One man shop growing pains

    You're asking too many questions. Get the bottom line and sign the papers. 3 year minimum with renewal options. You don't want short term. You'll get yourself all situated and get the boot or the landlord will sense you are making money and raise your rate through the roof. 3 year plus 3...
  7. Inflation Versus Interest Rates

    You are correct. One thing though, expense is relative. I guarantee you that the ROI on a new refinery is something to brag about. Problem is, when tax rates are stupid low, like now, there is absolutely no incentive to invest money in anything. Shareholders want the money while it's cheap...
  8. Inflation Versus Interest Rates

    Nobody ever says let me make more so I can lower my prices. Oil and energy products are commodities with a cartel thrown in the mix. Production is controlled by private companies. Politicians don't have any power over them but like everything else in politics, they want to to take credit for...
  9. Inflation Versus Interest Rates

    There is no easy fix now. Personally I think a lot of the inflation is due to huge consolidations of companies both producers and sellers combined with them being publicly traded. They had a huge bump in post covid revenue and shareholders/board members do not want to hear anything about...
  10. Inflation Versus Interest Rates

    I tell my wife to stop washing in warm water because she is shrinking all of my clothes. It couldnt be anything but that
  11. Inflation Versus Interest Rates

    Tightening the money supply to lower demand is how you control inflation and that's done by raising interest rates. I don't get the confusion? There was Lots of complaining that something needs to be done about inflation but when something is done, everyone complains about that. This is...
  12. Inflation Versus Interest Rates

    Why would you have an ARM when fixed rates were pretty much the lowest they will ever be.
  13. One man shop growing pains

    Don't ask what you can/can't do. Move in and get situated. As they say, it's easier to ask for forgiveness than permission.
  14. One man shop growing pains

    I'd just move in and go from there. We get people wandering around our shop, can't do much about it. When your insurance inspection comes around, throw. Chain across the shop 5' I'm front of the door with a no customers allowed in work area sign. Make money first, then worry about what you do...
  15. A sign related food subject......................................................................................

    Trash it and buy cow? I think people fake liking it, can't season away that gamey taste. Now gator, good stuff.
  16. Opinion Need A New Heat Gun

    Thanks bought 2, they stand on end which should be handy. Was buying the cheaper Wagner's which also work good but there's no good way to set them down. We get about a week out of them and then an employee lays them on top of the cord.
  17. One man shop growing pains

    like a garage
  18. Artificial Intelligence and Copyrights

    I'm confused. So shutterstock can collaborate peoples artwork through AI and they don't have to compensate them the amount that was part of the original agreement when the artwork was uploaded? "In the spirit of" does not sound like it will have a good ending for people that put their stuff on...
  19. One man shop growing pains

    In business, you have to look the part. If you have a sh!t show, expect the same with the customers that show up and the prices you are able to charge.
  20. One man shop growing pains

    Yes, $1k isn't that much compared to how much you lose through inefficiency by trying to work in an unsuitable place. Been there, done that. Made lots of mistakes along the way (still do) and not strategically spending money on necessities out of fear was one thing that really held me back.
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