hmmmm.... good question.
Where I worked before we had an SP540 print/cut (older model of what you're looking at) & I liked it. The ability to print/cut all in one function speeded up smaller temporary decal jobs, but it was a slow printer. Where I'm at now we have the GS6000 & a separate Graphtec plotter; it's a lot better quality printer & a lot faster at printing (but it's also a lot newer).
It all depends on what you do more of; laminated or un-laminated decals. (which you probably don't know yet) I wish we had both kinds here, as printing short-run un-laminated decals gets to be a PITA to me when you have to move it to a separate machine & register it to get the cuts. But, if you're laminating prints then separate machines work much better.
One nice point of separate machines is that one can be doing prints and one can be cutting vinyl if you have a heavy workload, so that you don't have to wait on a tied-up machine just to do some vinyl cutting.
Remember, either way you'll need to include a decent laminator in your budget.