$50 per month is nothing. One hour of design time pay for that. Even if they raise their price to $60 or $70 per month... what's the big deal if you can pay for the monthly fee with ONE JOB??!! It's cheaper than business insurance (at least for me!!), and it ensures that I ALWAYS have the latest version(s).
That wasn't the point that I was trying to make.
Let's say you started off brand new. Full price for both discs and cloud (which actually gives the cloud the biggest advantage, if you qualified for upgrade pricing on discs now and the intro pricing to the cloud, it would take far less time to get your money back on the discs). Let's say that all you need is either design premium or production premium suites. Those are the only programs you would ever use with any meaningful frequency. Which I do believe Design Premium is the one that most here get.
In 7 years, based on current pricing structures, it would cost you more to do the cloud then to do the discs and that's upgrading discs every year. If you plan on being in this business for 7 or more years and all you need is one of those suites, then that's the breakdown.
Now you might put values on other things that make it worth it to you to do the cloud versus physical discs, but as far as bare bones costs, it's not the deal that people might think it is. Business model, how much you make in an hour, etc I'm not concerned with that. This is strictly costs of discs versus cost of cloud.
It looks like everyone is looking at it as a monthly cost and not long term projection. If you look at it monthly without any "memory" of past or future payments, it is a helluva deal based on that model.