Let's say an installer charges $200 to install something, and that something costs $2000. Should the installer be responsible for covering the damage and replacement costs of the $2000 item if something go wrong?
If the something that goes wrong is the installers fault, it's absolutely his responsibility. The responsibility of the installer doesn't change based on the value of the
sign.
If the something that goes wrong is beyond the installers control, then no, he shouldn't be responsible.
As soon as the installer receives the
sign, it's his responsibility. That includes uncrating, unboxing or unwrapping it without damaging the contents, transporting it, installing it, protecting the surrounding environment in the process and cleaning it after installation.
Perfect example in regards to cleaning a
sign: I know of an installer that installed a large gloss black acrylic
sign with dimensional letters on it. The
sign was easily a $2k
sign to the end customer. He installed without issue....until he cleaned it. He wiped it down with a rag and the rag had debris in it. It left really bad scratches and swirl marks all over the place that couldn't be removed. The end customer understandably wouldn't accept the
sign. The installer admitted to being at fault but refused to take any responsibility. He only said he would replace it with the new
sign when ready. That
sign company is no longer his customer.
Perfect example in regards to protecting the surrounding environment while installing: I was installing around thirty 4'x4' cabinet
signs that all faced large
windows. They were getting installed on the bottom side of a 1/4" thick, square steel beam, which meant drilling around sixty holes for the mounting hardware. I meant to bring moving blankets to drape and protect the
windows, just in case a bit broke. I had so much to load up for the day, I completely forgot the blankets. I got on site, realized it and dismissed it because the schedule was already so tight. On the second hole, the bit bound up and shattered. With what sounded like a gunshot, one piece hit the adjacent glass and shattered it. $1500 out of pocket (wasn't worth filing on my insurance). 100% my fault and my responsibility.
Should installers be considering the replacement costs of such items when pricing installation?
Yes, but only to include extra time needed to protect and safely handle the
sign during transport, installation, etc. That may mean special equipment, an extra installer, etc. I don't think extra should be added to the pricing stage because "if I drop this, it's going to cost me $XXX". That's just sounds like an excuse for poor planning.