As stated above, I agree... So many times in this forum I see start-ups asking about getting new equipment and they are BLASTED> sub it out until you can afford to buy it yourself.<I've been in this biz, designing and laying vinyl, for 20+ years. Last year I started back to college to finish my graphic design degree. I have learned soooo much in the last 1.5 yrs! Stick with school and see where it takes you. In the meantime, you might want to consider outsourcing wrap designs until you're experienced enough to tackle it.
Well, as I said, your schooling will help you develop your own style that will set you apart. Education is an invaluable asset to any business venture; creative or otherwise. AND, education is a continual journey...I never stop learning how to do what I do better. Until you get to the pinnacle of where you want to be artistically, and if you want to make money in the mean time "sub-out" the design side...buy the canned graphics.
edit: I meant to respond to Colorado's earlier post.
...See I am STILL learning!